Oh...and I just read the mortgage rates are going down again...
We have a 5 year term...at 5.8%...does anyone know how to get out of the term, or if that is possible? This seems like robbery...especially since we only bought last March. I know that probably there is nothing that we can do...other than switch banks, but then we pay a transfer fee. I think we paid just $1,000 off our principle this past year...which totally bites!
AAAAAHHHHH....that is just....AAAAAAHHHHH!!!!!!!
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If you have time, talk to a legitimate mortgage broker and they can crunch numbers for you. PC Financial has competitive rates, but not necessarily the best ones; you can see if it's worth taking a penalty over.
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